Which Insurance Plan Is The Right One For Me?
Get To Know Medicare & Medicaid
There are a total of 10 Medicare Supplement Insurance plans and dozens of companies to select from. Per Medicare.gov, the official U.S. government site for Medicare, in Pinellas County, there are a total of 49 Medicare Advantage plans to pick from. For individuals with limited income, Medicaid may also provide an essential safety net, offering coverage for healthcare services not included in standard Medicare plans. Some beneficiaries may even qualify for programs that combine Medicare and Medicaid benefits, known as "dual-eligible" plans.
Navigating all these options can feel overwhelming, but it also means there’s an opportunity to find the plan that works best for you. Whether you’re exploring Medicare, Medicaid, or dual-eligible plans, we can help. Check out our planning services to simplify the process and ensure you get the coverage that meets your unique needs.
Have questions?
Schedule a call with a insurance representative.
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Services | Asset Preservation Strategies
Medicare Planning
There are certain times of the year when you can sign up or change how you get your coverage.
Medical Supplements
You will know exactly what is covered for every inpatient or outpatient procedure based on which Medigap plan you choose.
Medicare Advantage
Advantage plans for Medicare fall under Part C. These plans often have networks, and some plans may require you to get referrals to see a specialist.
What Is Medicare, Who Is Eligible?
Medicare is a national health care program for individuals who are 65 and older. It is through the center of Medicare and Medicaid Services and paid through the Social Security Administration. Eligibility is determined by age, citizenship, and underlying medical conditions.
Watch our video to learn more.
What Is Medicaid, Who Is Eligible?
Medicaid is a joint federal and state program that provides healthcare coverage for individuals and families with low income. It helps cover essential medical services such as doctor visits, hospital stays, prescriptions, and long-term care.
Eligibility is determined by income, family size, and other factors, which vary by state. Those who are elderly, disabled, pregnant, or have children may qualify. Additionally, some individuals may be eligible for both Medicaid and Medicare, offering expanded benefits through dual-eligible plans.
Contact Us to learn more about Medicaid and find out if you qualify.
Get To Know Our Branch Manager
Jacob Torres
Listening to my client’s needs and wants is a skill I developed over 6 years of working with customers who need my services. That’s why many years ago, I decided to become an independent insurance agent. When you get right down to it, I am an Insurance advocate, which means I represent many companies, not just one, but I work for the customer. I help consumers by making options easy to understand.
I feel the most fulfilled when I help a client. This may mean helping with his/her Medicare options, protecting his/her loved ones by getting life insurance, or assisting with retirement planning; which, includes protecting assets against inflation, creditors, probate, or even Medical Bills like long term care.